FAQs
What are annuities, and how do they provide retirement income?
Annuities are financial products that provide a guaranteed income stream, often for life. They can be a great way to ensure you don’t outlive your savings. We offer fixed, indexed, and variable annuities.
Is long-term care insurance necessary for retirement?
Long-term care can be expensive, and most health insurance plans don’t cover it. Long-term care insurance helps protect your assets if you ever need extended care at home or in a facility.
How can life insurance help with retirement planning?
Some life insurance policies build cash value that can be used in retirement. These policies offer tax advantages and can provide financial flexibility later in life.
When is the best time to start planning for retirement?
The earlier, the better. Starting in your 30s or 40s gives you more time to grow your savings. But it’s never too late—we help clients of all ages develop smart retirement strategies.
How can I make sure I don’t run out of money in retirement?
We help you create a retirement income plan that balances your needs, risk tolerance, and lifestyle goals. This may include pensions, Social Security, IRAs, and annuities.