FAQs
Is business insurance required in Texas?
While not all types are required, many businesses in Texas are legally obligated to carry workers' comp, commercial auto, or liability coverage. We’ll help you understand what you need based on your industry.
What insurance does my small business need?
Most small businesses need general liability, commercial property, and potentially workers’ compensation or professional liability. We’ll conduct a free risk assessment to recommend the right coverage.
How much does business insurance cost for a small business?
Premiums vary widely depending on your location, industry, claims history, and coverage type. Some businesses pay as little as $500/year, while others may pay several thousand.
What is a Business Owner’s Policy (BOP)?
A BOP combines general liability and property insurance into a single, cost-effective policy. It’s ideal for small businesses looking to simplify their coverage.
What’s the difference between general liability and professional liability insurance?
General liability covers physical risks like property damage or injuries. Professional liability (also known as errors and omissions) covers mistakes in your professional services or advice.