Health insurance, a type of insurance that covers medical and surgical expenses in case of an accident or illness, is an ever-evolving segment and the choices therein seem limitless. Just like others, this type of insurance doesn’t have one plan that fits all.
At The Jeff Lambert Insurance Agency, we not only have individual but also group health insurance plans that cover employees of a micro business. Today, health insurance is a critical factor in retaining employees (a company’s greatest asset) and maintaining their productivity. With that in mind, we understand you or your business’s needs, take you through the various health insurance options and offer what’s best-suited. And just in case, we don’t have what you want (which is rare), we’d be happy to connect you to another vendor to satisfy your needs.
TYPES OF HEALTH INSURANCE
How much is the premium? Which doctors and hospitals accept this plan? Will there be high deductibles or copays prior to the plan paying anything? Will my prescriptions be covered under this? These are the kind of questions you need to find answers to when looking through different types of health insurance plans in the market.
Let’s learn about health insurance plans for individuals available in the current market, and their pros and cons.
|Traditional Indemnity Plan||
|Short Term Plans||
|Affordable Care Act (Obamacare)||
|Healthcare Sharing Plans||
Why Do I Need to Buy Health Insurance Policy?
The health sector is an expensive arena and hospitalization can derail your finances overnight. All this can be avoided if you invest in a health insurance policy using a small portion of your annual income. A good health insurance policy provides the following benefits for the insured:
– Easy to understand benefits
– Reasonable and reliable premiums
– Wellness checks
– Inpatient procedure coverages
– Vast accessibility to doctors and hospitals
– Hassle-free claims
– Prescription drugs
How Much Does Health Insurance Cost?
The cost of health insurance depends on your age, the type of policy you take, the amount of premium you pay, the sum insured, and other benefits you expect from the policy’s maturity.
How Can You Buy Health Insurance?
If you’re looking to buy health insurance policy, first zero-in on the purpose behind buying a health insurance and its cost. Once that is decided, search for local health insurance companies, like us, a licensed private health insurance agent/agency.
Folks in Texas, get in touch with us for health insurance that’s best fit for you. You can either request a call back or apply for a free quote and we’d be happy to serve you.
Frequently Asked Questions:
What is the basic health insurance cost?
Health insurance and its cost differ from person to person. What’s the best rate for your friend or sibling may not be the best health insurance plan for you too because it is determined on the basis of multiple factors – scroll up to read or request a call back from one of our friendly agents.
How to get cheap health insurance plans?
Several private agents or websites may offer you affordable full coverage health insurance plans or cheaper ones; however, you must remember to evaluate each thoroughly to find out which best fits your requirement and budget. Look for the hidden clauses and conditions.
What is the difference between healthcare and health insurance?
Healthcare and insurance may often be used interchangeably but they are two different terms under the umbrella of health. While health insurance provides cover for medical services, healthcare includes diagnosis, treatment, and prevention of disease by licensed and trained professionals. A person seeking healthcare may not necessarily seek or have health insurance.
How do I pay the premium?
Individuals and families can pay the premium automatically through a bank draft. Meanwhile, owners of small businesses or people employed in such establishments can opt for group billing for individual plans. Small businesses can also pay via monthly invoices.
Quality Protection For Your Needs
Customizing your insurance is simple with TheLambertAgency.com. That’s because we offer life, health disability, mortgage protection and “safe money” investments, all under one roof.Get a FREE Quote